LA PRESTIGE launches Darren Reddy’s Debut Heartthrob Single: DIL DENA

LA PRESTIGE launches Darren Reddy’s Debut Heartthrob Single: DIL DENA

SA / Indian Singer Releases New Single: DIL DENA

DIL DENA, a heartthrob Punjabi Pop Single in the voice of Darren Reddy has recently been distributed worldwide by LA PRESTIGE Publishing/Record Label. DIL DENA went live on 9th April 2024. The Label has been inundated with positive feedback from fans to producers and film directors. DIL DENA is said to be a ‘catchy heartthrob love song’ and is gaining popularity steadily. “We have received only positive comments from all over the World. We are indeed very happy to work with Mr Darren Reddy. He has an amazing personality, the right attitude and upholds the global Music Industry with the highest respect,” Says LA PRESTIGE Management. DIL DENA was a project the 33 year old Singer began working on in 2023 with the Label alongside other musical projects. “The collaboration of international artistry gave birth to DIL DENA. The lyricists, producers, Artist management, legal team, investors, musicians, PR and the marketing / distribution team of LA PRESTIGE had crafted a commendable piece of art (DIL DENA) and made me comfortable with the production when performing the song in my own voice for the first time,” says Reddy. The song is a love song based on a Man who is in love with his perception of an ideal Woman and becomes very descriptive about his love for her as well as his infatuated perception of an ‘ideal’ woman he is pursuing.

Darren Reddy, was born in KwaZulu Natal, South Africa. His parents are of Telugu and Hindi speaking lineages with their ancestry deriving from India. He started his musical journey at the age of 3. His voice is described as a soft soulful colorful texture with a wide vocal dynamic range based on his versatility of genres. He is known to perform live mostly filmy love songs and Devotional hit songs in mostly Hindi, Thamizh and Telugu. Recently, the Singer has been offered major record / distribution deals and he is considering working with some of the biggest

Labels known to the International Music Industry. “I have been offered some amazing music related opportunities in February and March this year through my dedicated team. It is just a matter of time before the next songs are released which have been finalized in the first quarter of 2024 already,” says the Singer. It has also been reported that a few mainstream international distributors have also joined working with the label LA PRESTIGE, after seeing the Label’s vision, to also expand on global music distribution and Artist development opportunities amongst Indian communities outside of India.

The vibrant Singer is also an eastern percussionist and is well known in KZN, SA for his percussion. Reddy says,

“I owe my music to my parents, my teachers and the audiences whom have followed my music since childhood. They have always been so kind and supportive towards me. Music is a divine art bestowed upon us by birth and should be taken seriously at all times to nurture and preserve its divinity for generations to come. We must not forget that music preserves the very basis of who we are through our culture and this divinity is Godly,” says Reddy.

Darren is a fan of many legendary Singers such as Dr Sonu Nigam, whom has a major influence in Darren’s musical journey, Shreya Ghoshal, Mohd. Rafi, Dr SPB, Dr TMS, Dr KJ Yesudas and Kaushiki Chakraborty. He also grew up listening to legendary classical musicians such Ustad Zakir Hussain, Ustad Allah Rakha, Ojas Adhiya, Pundit Ravi Shankar and multiple Grammy Award Winner Anoushka Shankar. The Singer has an immense passion for instrumental classical music. Reddy attained great inspiration from his idols over the years and uses this as his basis of being an Artist in his era.

“Keep on spreading the Love through music” – Darren Reddy

LA PRESTIGE Record Label

PR & Media Team

To listen to DIL DENA and to engage with Darren Reddy or LA PRESTIGE simply click on this link:

https://linktr.ee/DarrenReddy

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Visitor Guard alerts Summer 2024 Visitors to the US about reduced medical cover for pre-existing conditions

Visitor Guard alerts Summer 2024 Visitors to the US about reduced medical cover for pre-existing conditions

 Visitor Guard®, a leading provider of travel insurance for international visitors to the US, is urging summer travelers from India to carefully review their medical coverage, particularly regarding pre-existing conditions, before embarking on their US adventure.

Recent industry trends indicate a potential reduction in coverage for pre-existing conditions offered by visitor insurance plans. Most visitor insurance plans offer coverage for the acute onset of only non-chronic pre-existing conditions. This could leave Indian visitors, especially senior citizens vulnerable to significant financial burdens in case of a medical emergency due to a chronic pre-existing condition during their US trip.

“Traveling to the US is a dream for many Indian parents, and unforeseen medical situations can quickly turn that dream into a nightmare,” says Chiranth Nataraj, the founder of Visitor Guard®. “Our company is committed to ensuring visitors have peace of mind knowing they are protected financially in case of an unexpected medical event. However, we are deeply concerned about the potential decrease in coverage for pre-existing conditions offered by some travel insurance providers.”

A pre-existing condition is any medical condition you have been diagnosed with or treated for before purchasing travel insurance. Some common examples include high blood pressure, diabetes, asthma, and allergies. Visitor insurance plans do not offer any coverage for pre-existing conditions. However, some plans may offer limited coverage for acute onset of pre-existing conditions up to a certain age limit.

Medical care in the US can be exceptionally expensive. Even a minor medical issue can result in substantial bills for doctor visits, medications, or hospital stays. Visitor insurance with comprehensive coverage can offer crucial financial protection for international visitors, helping them avoid the stress and burden of unexpected medical expenses.

Visitor Guard® advises Indian travelers coming to the US to take the following steps to ensure they have adequate medical coverage. Carefully review the details of the plan before purchasing it. Pay close attention to the acute onset of the pre-existing conditions section and understand the level of coverage provided.

If you are considering buying a plan from us, Visitor Protect is one of the plans that covers pre-existing conditions for doctor visits or prescription refills up to 70 years and older. Other plans like Safe Travels USA Comprehensive, Patriot America, Atlas America, Safe Travels USA, and others offer coverage only for an acute onset of pre-existing conditions. Nevertheless, each plan has distinct definition for both pre-existing conditions and acute onset of the pre-existing condition, hence reviewing the brochure is recommended.

If you are unsure about any aspect of travel insurance coverage, especially regarding pre-existing conditions, consult with a travel insurance professional who can help you find the right plan for your needs.

“At Visitor Guard®, we understand the importance of comprehensive medical coverage, especially for Indian seniors with pre-existing conditions,” states Mr Nataraj. “We remain committed to offering a wide range of visitor insurance plans designed to provide peace of mind and financial protection for all international visitors to the US, regardless of their medical history.”

About Visitor Guard®

Visitor Guard® is a leading provider of travel insurance for international visitors to the United States. We offer a variety of comprehensive travel insurance plans designed to protect visitors from a range of unexpected events, including medical emergencies, medical evacuations, repatriations, trip interruptions, and travel delays.

Contact:

Pallavi Sadekar

The Head of Operations

(804) 325-1385

contact@visitorguard.com

Octa provides an expert analysis of gold price dynamics

Octa provides an expert analysis of gold price dynamics

Gold prices renewed their all-time high last week, rising above $2,400. However, events in the Middle East at the end of the same week provoked a sell-off in the financial markets. Read the article to find out if gold will be a safe haven in times of geopolitical tensions.

Since the beginning of the year, gold has been up more than 15%, making it the best-performing asset class since the beginning of 2024. The rise happened because of the increased demand from central banks and the fact that more investors were interested in buying physical gold through gold ETFs. Additionally, the weak U.S. dollar, which opposes gold’s value, also contributed to this increase.

However, two consecutive events interrupted the stable trend last week. A weak U.S. inflation report, followed by increasing tensions in the Middle East, caused gold to drop by over $100 in one trading session. The sudden wave of sell-offs naturally worries investors, and they wonder whether gold will continue its growth in 2024.

Weak U.S. macro data makes for a strong dollar and plays against gold’s rise

The trigger was the inflation report, which showed that prices in the U.S. are rising faster than expected. The current price growth rate at core inflation was approaching the 2% target in the middle of last year but failed to stick to that level. Towards the end of 2023, the price growth rate started picking up, reaching around 4-4.5% by April 2024, which is quite high for the U.S. This means we shouldn’t expect a rate cut anytime soon.

Here is what the Fed representatives say about it:

* ‘If inflation remains high, another rate hike may be needed altogether<…>prefer not to discuss a cut at all’, the quote from Governor Michelle W. Bowman

* ‘There is no rush to turn monetary policy around’, the quote from Susan M. Collins, president and chief executive officer (CEO) of the Federal Reserve Bank of Boston

* ‘Forecast for the start of the key rate cut is highly ambiguous, and there are no optimists’, the quote from John C. Williams, the president and CEO of the New York Fed

It is quite natural that traders have revised their views on the Federal Reserve’s early reduction of interest rates. The dollar rallied in response, posting its strongest weekly gain since 2022. A strong dollar reduces the investment appeal of gold, which is essentially on the other side of the scale.

Geopolitical tensions in the Middle East bring a nervous note

Gold dropped sharply at the end of last week as investors shifted towards riskier assets, mainly due to its strong connection with the U.S. dollar.

However, in the long term, gold will continue to be considered a safe haven for investors, especially during storms in the global political arena.

The greater the tensions, the greater the demand for the yellow metal. That’s partly why gold’s rise at this past event was subdued–the Iranian strike is estimated to have caused only limited damage to Israel, and the Israeli government has said there are no immediate plans to retaliate.

We have two vital factors at the start of the new quarter. When forecasting the price of gold, we should pay more attention to the state of the economy and the dynamics of U.S. interest rates and less attention to geopolitical conflicts, as we have already mentioned that the effect is limited.

Thus, the gold price will likely experience a downtrend, which will continue until the U.S. FOMC meeting on 12 June 2024, when the financial markets will remain Risk-on.

Octa is a global broker that has been providing online trading services since 2011, offering its clients a wide scope of tradable instruments, including gold and popular stock indices.

Prof Theo Farrell VC La Trobe University further strengthens ASCRIN-Single Largest Intl Research Initiative with joint investment of over AUD $43 million (Rs 235 cr.)

Prof Theo Farrell VC La Trobe University further strengthens ASCRIN-Single Largest Intl Research Initiative with joint investment of over AUD $43 million (Rs 235 cr.)

Australia’s La Trobe University has identified key areas to further strengthen its long-standing commitment to Indian Research and Education partnerships during the recent visit by Professor Theo Farrell, new Vice-Chancellor, who headed the delegation to India. He met with a range of Industry, Government and Trade Representatives during a five-day visit to the country.

During his visit, Professor Farrell convened several Roundtable discussions with Partners, Industry and Government Representatives, on opportunities to collaborate on areas of mutual interest that address national priorities and that are important for Industry Innovation and Development.

Professor Farrell said there were several priority areas for La Trobe that presented opportunities for deepening relationships in India and developing new partnerships. Deepening mutual industry partnerships play to La Trobe’s strengths in areas including Smart Cities, Sustainable Agriculture and Food Security, Bio-innovation, and in Health and Care innovation.

Opportunities for further collaboration and engagement were also discussed at a Leadership Roundtable of all member Universities of the Asian Smart Cities Research Innovation Network (ASCRIN), which was founded by La Trobe University in 2019 and is now its Single Largest Research Internationalisation Initiative with joint investment of more than AUD $43 million (Rs 235 crores

Kunal Kumar, Joint Secretary and Mission Director (Smart Cities Mission) at the Ministry of Housing and Urban Affairs, Government of India has been a supporter of ASCRIN since its launch in 2019.

“ASCRIN is an exemplary initiative that brings together top researchers, industry and government together to solve some of the most pressing challenges of Urbanisation” Kumar said.

“The Government of India’s Smart Cities Mission is one of the largest initiatives of its kind, aiming to transform 100 diverse cities across the country – however, we cannot do this alone.”

“Initiatives such as ASCRIN can bring novel solutions with the potential to impact community and industry problems in the context of rapid urbanisation,” Kumar Said.

“The Network, with over 250 researchers, has already made significant strides in curating a strong portfolio of impact-based projects aimed at enhancing sustainability, liveability, and efficiency of cities and towns in the region. Our vision is now to build on this and accelerate engagement with industry and government to fast-track commercialisation and adoption pathways,” said Professor Aniruddha Desai, ASCRIN Founder and Co-Director of IIT Kanpur – La Trobe University Research Academy.

ASCRIN brings together a network of researchers, global industry partners, government collaborators and start-ups to advance research into smart city-related projects, helping to improve sustainability, liveability and efficiency of cities and towns in the region.

The Tata Institute of Social Science (TISS) last year joined other leading tertiary institutions, the Indian Institute of Technology Kanpur (IIT-K) and Birla Institute of Technology and Science, Pilani (BITS-Pilani) as partners in the Network, which already includes more than 250 researchers and over 70 Joint-PhD projects.

La Trobe has a proud and successful history in India, partnering with tertiary institutions and organisations on projects that benefit both countries, and helping develop India’s brightest minds through joint education opportunities. La Trobe University continues to support and expand student exchanges in India and Australia; developing research focussed on digital technologies and skills innovations; research commercialisation opportunities, and linkages with industry partners.

The Network has over 50 projects underway that will make a tangible difference in the lives of people in India, including:

* Data-driven decision making to improve Dairy supply chains.

* Re-using construction and demolition waste to reduce landfill.

* Intelligent planning of energy grids to optimise consumption and reduce costs.

* Using sensors to improve indoor growing conditions of medicinal crops.

* Real-time crash prediction in traffic on urban roads and intersections to increase safety of all road users.

Media enquiries: Australia – Charisse Ede, M: +61 (0)404 030 698 or contact media@latrobe.edu.au, India – Achal K Paul, achal@buzzcomm.in, M: +91 98101 62377

BACKGROUND INFORMATION

La Trobe University and India

* La Trobe University is ranked in the top 1 per cent of Universities worldwide

* Times Higher Education (THE), 2021, World University Rankings 2022; Consejo Superior de Investigaciones Cientificas (CSIC), 2021, Ranking Web of Universities.

* La Trobe has a proud record of educating students from India, with almost 11,000 people born in India amongst our alumni.

* Dignitaries La Trobe University has hosted from the Indian subcontinent include Prime Minister Indira Gandhi, Kapil Dev, Malaika Arora Khan, Amitabh Bachchan, Rajkumar Hirani, Abhijat Joshi and, most recently, actor, producer and women’s equality advocate, Shah Rukh Khan.

* La Trobe offers the Shah Rukh Khan La Trobe University PhD Scholarship, providing a life-changing opportunity for an aspiring female researcher from India to make a meaningful impact in the world.

* La Trobe University is one of only two universities in Australia teaching Hindi, and the only Australian University to teach a subject on the history, music, and storytelling of popular Hindi cinema.

* La Trobe University is one of the founding members of the Australia India Institute.

* The IIT Kanpur – La Trobe Research Academy was established in 2020.

* La Trobe has several long-standing teaching partnerships, including with Lady Shri Ram College, which has been running for more than 25 years.

* The La Trobe Library collection houses more than 38,000 volumes of monographs, journals, magazines and government publications from India, one of the largest collections in Australia.

* La Trobe has been a proud sponsor of the Indian Film Festival in Melbourne since it began in 2010.

Asian Smart Cities Research Innovation Network

ASCRIN, an initiative led by La Trobe, works with research focused groups, government, global industry partners and start-ups to develop solutions and evaluate implementation strategies, to improve the

sustainability, liveability and efficiency of Asian regions. This also includes a dedicated IIT Kanpur-La Trobe University Research Academy (ASCRIN’s largest node in India).

The Network has more than 250 researchers from ASCRIN partner organisations, with more than 70 Joint-PhD projects approved and 45 students so far engaged in those projects, which are exploring issues like the socio-economic costs of road crashes in India, and how to make data driven quality management accessible to small dairy cooperatives in India.

Unlocking Success: Noida’s Premier Digital Marketing Institute with Job Placement Guarantee Emerges as the Best in Delhi NCR

Unlocking Success: Noida’s Premier Digital Marketing Institute with Job Placement Guarantee Emerges as the Best in Delhi NCR

Nurturing the next generation of digital marketers, Wordbinary, based in Noida, proudly announces its distinction as the premier destination for aspiring marketers in the Delhi NCR region. Renowned for its comprehensive curriculum, industry-experienced faculty, and hands-on approach, Wordbinary, stands as the epitome of excellence in digital marketing education.

With a vision to empower individuals with the skills needed to thrive in the digital realm, Wordbinary, has crafted a meticulously designed course that caters to the ever-evolving demands of the industry. The institute’s flagship program has been consistently hailed as the “best digital marketing course in Noida” and the “best digital marketing course in Delhi NCR,” earning accolades for its unparalleled quality and efficacy.

“Our mission is to equip our students with not just theoretical knowledge but practical insights and real-world experiences,” says Mohammad Zeeshan, Founder and CEO of Wordbinary. “In an era where digital presence is paramount, our courses are tailored to instil proficiency across various digital marketing domains, ensuring our graduates are well-prepared to excel in their careers.”

Popular Courses in Digital Marketing

1. Full Digital Marketing Course with On page and Off page SEO (https://wordbinary.com/digital-marketing/)

2. Paid Ads Specialist Course with Google Ads and Facebook/Instagram Ads (https://wordbinary.com/ppc-training-course/)

3. WordPress Web Designing Course (https://wordbinary.com/web-designing/)

4. Marketing Content Writing Course (https://wordbinary.com/)

The hallmark of Wordbinary’s curriculum lies in its holistic approach towards digital marketing education. From search engine optimization (SEO) and social media marketing (SMM) to pay-per-click (PPC) advertising and content marketing, students undergo a comprehensive journey that covers every facet of the digital marketing spectrum. Moreover, the institute remains agile in its course offerings, regularly updating its curriculum to align with the latest industry trends and advancements.

Central to Wordbinary’s success is its distinguished faculty comprising seasoned professionals and industry experts. With a wealth of experience garnered from leading organizations, the instructors bring forth invaluable insights and practical wisdom, enriching the learning experience for students. Their mentorship extends beyond the classroom, providing students with personalized guidance and mentorship to nurture their individual talents and aspirations.

In addition to the robust curriculum and expert faculty, Wordbinary places a strong emphasis on experiential learning. Students are provided with ample opportunities to apply their knowledge through hands-on projects, case studies, and internships with leading companies. This immersive learning approach not only enhances skill acquisition but also fosters creativity, critical thinking, and problem-solving abilities among students.

Testifying to the institute’s unparalleled quality and impact are its alumni, who have gone on to achieve remarkable success in the digital marketing arena. From securing prestigious job placements at top-tier companies to launching their own ventures, Wordbinary’s graduates continue to make waves in the industry, serving as beacons of inspiration for aspiring marketers.

As Wordbinary continues to set new benchmarks in digital marketing education, it remains steadfast in its commitment to excellence and innovation. With a relentless focus on empowering individuals with the skills and knowledge needed to thrive in the digital age, the institute envisions a future where every graduate emerges as a trailblazer in their respective fields.

For aspiring digital marketers seeking to embark on a transformative journey, Wordbinary stands as the ultimate destination. Join us and unlock your potential for success in the dynamic world of digital marketing.

For more information about Wordbinary and its courses, please visit https://wordbinary.com/ or contact 7678129906.

YouTube Video Link: https://youtu.be/A7akHIu6ZrY

Map Embed: https://g.co/kgs/G7utPzP

Wordbinary is a leading digital marketing institute based in Noida, India, renowned for its comprehensive courses, expert faculty, and hands-on approach to learning. With a commitment to excellence and innovation, the institute empowers individuals with the skills and knowledge needed to succeed in the digital age.

Shaip: Ethical AI Innovations for Empowering Linguistic Diversity and Economic Empowerment

Shaip: Ethical AI Innovations for Empowering Linguistic Diversity and Economic Empowerment

In an era dominated by technological advancements, Shaip emerges as a leader in fostering innovation and inclusivity, particularly in the realm of artificial intelligence (AI). Its extensive network spans over 30,000 Collaborators across more than 40 countries, including India, Mexico, Bangladesh, Afghanistan, Sri Lanka, Pakistan, Turkey, and the USA. This commitment extends to empowering the poor and underprivileged, leveraging technology as a force for economic upliftment and equal opportunity, and ensuring that the benefits of AI do not just advance the privileged few but elevate communities worldwide. By offering comprehensive services designed for Generative AI pipelines, including data licensing, collection, annotation, and transcription, Shaip embodies a global community dedicated to technological progress and social betterment, ensuring a holistic approach to AI development.

Central to Shaip’s ethos is the democratization of technology, aimed at empowering diverse communities worldwide. This is particularly evident in its significant impact in India, where it has extended its reach to over 100 districts, many in remote areas from Kashmir to Kerala. Shaip has a significant presence across India, catering to a wide linguistic diversity including Telugu, Urdu, Hindi, Chhattisgarhi, Santhali, Kannada, Marathi, Assamese, Bengali, Punjabi, Gujarati, Kashmiri, Nepali, Sanskrit, Malayalam, and more. Shaip initiatives in these regions are not limited to data sourcing; they empower rural communities by providing fair employment opportunities, thus contributing significantly to the economic and social well-being of these areas.

Vastal Ghiya, CEO of Shaip, emphasizes the company’s philosophy, “At Shaip, we see technology as a bridge, not a barrier. Our commitment to empowering communities worldwide enables us not only to create innovative technologies but also to forge a future where digital inclusivity is a reality for all.”

A notable aspect of Shaip’s workforce is its commitment to inclusivity, with women making up over 35 per cent of its workers. This statistic reflects Shaip’s dedication to breaking down barriers and fostering gender equality within the tech industry. Moreover, the company’s fair pay policy ensures that every worker, irrespective of their geographic location, receives compensation exceeding the local minimum wage, highlighting Shaip’s commitment to ethical practices and equality.

Our mission goes beyond mere innovation; we aim to generate a positive societal impact. By ensuring fair pay, championing gender equality, and embracing India’s linguistic diversity, we are establishing a new ethical benchmark in the tech sector,” says Utsav Shah, Country Head at Shaip. The beauty of GenAI is that it allows people from remote areas to do these tasks, furthering our commitment to inclusivity and technological progress. This approach not only advances our technological capabilities but also significantly contributes to social betterment by providing opportunities to underserved communities.

In addition to its ethical workforce practices, Shaip’s contributions to AI and machine learning advancements are noteworthy. Its involvement in the Bhashini project, an initiative by the Government of India, stands out. Bhashini aims to leverage AI to deliver services in multiple Indian languages, breaking down the digital language barrier and making digital services more accessible across India’s diverse linguistic landscape. The project benefits from Shaip’s expertise in collecting and transcribing Indian language datasets, thereby supporting local communities, promoting gender equality, and adhering to ethical employment standards, setting a model for the tech industry.

Shaip’s ethical and inclusive work practices include:

* Fair Pay Policy: Ensuring equal compensation for all workers, reflecting the value of their contributions and supporting their economic well-being.

* Ethical AI: Protecting data privacy and security, and maintaining transparency in AI training and data usage.

* Responsible AI: Identifying and mitigating biases to promote fairness in AI applications.

* Payment Parity: Adopting global payment standards that account for living costs and economic conditions and ensuring timely payments for economic stability.

* Equal Opportunity: Providing non-discriminatory employment providing equal opportunities regardless of race, gender, religion, or nationality, and encouraging a diverse workforce for richer AI development.

* Inclusivity in AI Development: Developing AI with cultural competence and making platforms accessible to all workers.

In conclusion, Shaip is at the forefront of blending technology with humanity, championing a future where digital inclusivity and linguistic diversity are not just ideals but realities. Through its pioneering projects and commitment to ethical practices, Shaip is paving the way toward a new era of digital inclusivity, enriching lives globally.

Forex swap: what it is, how it is calculated, and what are swap-free accounts in Octa

Forex swap: what it is, how it is calculated, and what are swap-free accounts in Octa

One of the most misunderstood terms in Forex trading is swap or Forex swap. To trade successfully, you should understand what Forex swap depends on and how it is calculated. This article describes what a Forex swap is, explains its mechanics, and describes swap-free trading accounts.

What is a Forex swap?

Swap is a commission charged for carrying open positions overnight to the next trading day in the Forex market. The exact moment when the swap is withdrawn from your trading account depends on your broker. Most brokers charge it most often between 11 p.m. and 12 a.m. server time.

The Forex market is over-the-counter and non-deliverable, meaning you are not the owner of the trading asset. In order not to cause the need for calculations, the system automatically closes an open position on the current trading day and opens it on the next one. Such closing is considered conditional, as the position is carried over, and the swap is charged.

Depending on the value of the swap and the position, the swap can be negative or positive. In other words, you will either have to pay a commission or be paid a commission for holding an open position overnight. This is because the margin system used in Forex trading allows you to use the additional capital the broker provides. You borrow funds to open a position from your broker.

There is an opinion among traders that the Forex swap is nothing but a broker’s commission. However, this is not true. Let’s find out how swaps work in the Forex market.

How do swaps work in the Forex market?

Every time you open a position, you make two transactions: buying one and selling another currency in a currency pair. So, you are essentially borrowing that money to sell one of the currencies and need to pay interest on the borrowed amount. However, in doing so, the currency you buy will earn you interest.

If the base interest rate on the currency you buy is higher than the currency you sell, you can earn interest on the difference in rates for carrying an open position to the next day. However, given the broker’s markup, regardless of the direction of the open position (buying or selling), you will have to pay a commission.

Thus, the value of a swap depends on the market and the instrument you are trading. For example, the swap on the same EURUSD and USDJPY positions will differ.

The value of swap varies depending on:

– online broker

– type of the position–Buy or Sell

– type of the asset

– number of days the position remains open

– nominal value of the position (number of lots).

Why is there a triple swap?

Sometimes, a swap is charged for holding an open position over the weekend, even if you did not have it on Saturday and Sunday. Such a fee is called a triple swap. Since the markets are closed on weekends, the triple swap was invented to compensate for this and is charged either on Fridays or Wednesdays, depending on the specific market.

This is because orders are settled on the Forex market on the second working day from the trade date (T+2). Since the value date falls on a weekend, the transfer is made for three days at once (on Monday). Therefore, from Wednesday to Thursday (at 12 a.m.), the swap is charged for the past weekend and Wednesday.

In other words, if you hold your position overnight when the triple swap is applied, your order will be charged three times the standard swap.

Are there swap-free accounts?

To make trading more convenient and accessible, many brokers have introduced the concept of swap-free accounts.

Swap-free accounts relieve the trader from the need to constantly monitor the size of accounting rates on currencies in a currency pair, make trading more straightforward, and allow taking into account in advance the commission for the transfer of positions when calculating the financial result of planned transactions. It is also relevant for those clients who cannot use swaps due to religious beliefs. This determines the second name of this type of account–Islamic accounts.

Charged daily, the swap fee accumulates over time, making trading less favourable. To enhance the investment opportunities of its customers, Octa has decided to remove swap fees for all types of trading accounts. These fees will no longer prevent traders from using medium- and long-term strategies in the financial market. Now, they can keep that position open for as long as they see fit and with no swap cost.

R. World Institutional Ranking Unveils the Top Sustainable Institutions of India in Green Rankings 2024

R. World Institutional Ranking Unveils the Top Sustainable Institutions of India in Green Rankings 2024

In a world where sustainability is paramount, R. World Institutional Ranking has taken a pioneering step towards recognizing and promoting institutions committed to environmental, social, and economic sustainability in India. With the belief that human conduct significantly impacts all forms of sustainability on the planet, R. World Institutional Ranking emphasizes the ethical aspects of reality to ensure a sustainable future. Underlining the importance of ethical sustainability for fostering sustainable political and social systems and processes, the organization has launched the Green Rankings 2024, featuring the top Sustainable Institutions of India (SII).

The Green Rankings 2024 showcase 100 Higher Educational Institutions (HEIs) that have demonstrated exemplary commitment and practices towards sustainability. These institutions have been rigorously evaluated based on a comprehensive ranking framework, encompassing the three pillars of sustainability: environmental (Planet), social (People), and economic (Profit). The parameters and indicators considered in the ranking framework reflect the core values and practices crucial for fostering sustainability within educational institutions.

The ranking framework has been meticulously curated to encourage maximum participation from higher educational institutions across India. Open to all HEIs duly recognized by UGC/AICTE, the Green Institutional Ranking aims to foster a culture of sustainability and responsibility within the academic community.

The response to the Green Rankings 2024 has been overwhelming, with institutions of varied sizes and profiles participating in the evaluation process. These institutions include renowned Institutions of Eminence Deemed-to-be-Universities, NIRF Top 10 Institutions, NACC A++ accredited institutions, as well as newly established universities. R. World Institutional Ranking is proud to collaborate with institutions as diverse as those with a century-long legacy to emerging educational entities.

Through the Green Rankings 2024, R. World Institutional Ranking not only celebrates the achievements of sustainable institutions but also provides a platform for sharing best practices and fostering collaboration towards a sustainable future. By recognizing and promoting sustainability initiatives within the academic realm, the rankings aim to inspire positive change and drive impactful actions towards a greener, more equitable world.

To explore the complete list of Sustainable Institutions of India featured in the Green Rankings 2024, visit wiranking.com/green-rankings and join us in celebrating the champions of sustainability shaping the future of education in India.

OBE Rankings by R. World Institutional Ranking: The Outcome-Based Education is necessary in India to transform the education system from a content-driven approach to a learner-centric approach, and to ensure that graduates possess the skills and knowledge that are essential for success in the 21st century. The aim of Outcome-Based Education is to provide students with the knowledge, skills, and competencies required to succeed in their future careers and contribute meaningfully to society. It shifts the focus from merely covering content to ensuring that students develop the desired abilities and achieve specific learning outcomes. While a systemic resilience approach to education is required, amidst all the technological advancements, we realize that students have to be educated, but they have also to be left to educate themselves. OBE Rankings recognises HEIs for successfully implementing the Outcome-Based Education. The OBE Rankings 2024 will be open for data-submissions from 18 April 2024.

The India Academia Rankings is a comprehensive ranking framework to gauge the Research Excellence (RE) and Employability and Startup Ecosystem Rankings (ESER) of HEIs. Research Excellence Rankings (RER) is a conceptual framework to present industry-benchmarks and help establish institutional – reputational yardsticks, with inclusive parameters of research-outputs, research-impact and research-ecosystem. Employability and Startup Ecosystem Rankings (ESER) exclusively focuses on Students’ Achievement(s) in terms of their Placements, Entrepreneurship, Startups and other revenue-generation success models, supported by the initiatives of the respective HEI. A blend of three unique Rating and Assessments, clubbed for a single – one time institutional registration. The India Academia Rankings by R. W I Ranking, examines the Research Excellence (RE) and Employability and Startup Ecosystem Rankings (ESER) of HEIs. Institutions will get benefitted with three separate and unique Ratings/Rankings/Bands, and three different certificates will be awarded to the HEIs.

R. World Institutional Ranking is proud to be the pioneer in India to initiate, conduct, and publish exclusive rankings for Mental Health and Wellbeing (MHW), encompassing faculty, students, and staff in a HEI’s campus community. An institution ensuring priority to Mental Health and Wellbeing encapsulates academic and non-academic knowledge induced with fun and happy elements to make learning a highly productive and enjoyable exercise and experience for students, for The Best Campus Life. MHW Rankings aims to identify and celebrate the Best Educational Campus in India for Mental Health and Wellbeing (MHW), recognizing those institutions that have taken significant strides in creating a supportive and nurturing environment for their students, faculty, and staff.

R. W I Ranking stands as a beacon of excellence, aiming to meticulously evaluate and acknowledge educational institutions in India, and, worldwide. By fostering healthy competition, it encourages institutions to continually enhance their standards, quality of education and overall ecosystem of HigherEd. The credibility of R. W I Ranking is rooted in its rigorous methodologies and commitment to objectivity. The ranking framework employs a multifaceted approach, considering diverse factors. R. W I Ranking has garnered widespread institutional acceptance, as a trusted and impartial resource of HEI’s ranking, and is celebrated as a valuable resource that facilitates a deeper understanding of the global HigherEd landscape. R. W I Rankings works with various Indian institutions including renowned Institutions of Eminence, Deemed-to-be-Universities, NIRF Top 10 Institutions, NACC A++ accredited institutions, as well as newly established universities. Explore www.wiranking.com for details.

Crewsphere: ICP India hub launches Groundbreaking Initiatives to Empower Web3 Entrepreneurs in India

Crewsphere: ICP India hub launches Groundbreaking Initiatives to Empower Web3 Entrepreneurs in India

Crewsphere, a pioneering force in the integration of Web 2.0 and Web 3.0 technologies, is thrilled to announce a series of innovative initiatives designed to nurture and support the burgeoning Web3 entrepreneurial ecosystem in India. As the official India Hub of the Internet Computer Protocol (ICP), Crewsphere is dedicated to decentralizing the Internet through blockchain technology, fostering innovation, and cultivating the next generation of Web3 leaders.

1. Nationwide Hackathons in Leading Indian Colleges and Universities

Crewsphere is set to conduct multiple hackathons across India’s premier educational institutions. These events aim to engage, inspire, and uncover new talent in the blockchain domain, providing students and developers with a platform to showcase their skills, innovate, and contribute to the Web3 revolution.

2. Web3 Roadshow Featuring Key Stakeholders

The launch of an extensive roadshow marks a significant milestone for Crewsphere. These events, held in collaboration with key Web3 stakeholders, are designed to educate, connect, and facilitate meaningful discussions on the future of blockchain and decentralized technologies in India.

3. Strategic Partnership with New Tribe Capital

In a groundbreaking move, Crewsphere has partnered with New Tribe Capital, a leading UAE-based VC firm focused on investing in blockchain and digital assets. This collaboration will open up new avenues for funding Indian Web3 entrepreneurs, providing them with the necessary resources to bring their innovative projects to life.

4. Incubator Program for Web3 Entrepreneurs

Crewsphere proudly introduces its newly launched Incubator Program, specifically designed for Web3 entrepreneurs. This program offers a comprehensive support system, including mentorship, resources, and networking opportunities, to help startups navigate the complexities of the blockchain industry and achieve sustainable growth.

Deepak Goyal, Co-Founder of Crewsphere, emphasizes the transformative potential of these initiatives: “Our mission extends beyond innovation; it’s about creating a sustainable ecosystem where Web3 technologies flourish, making India a global blockchain powerhouse.”

Echoing this sentiment, Bandhul Bansal, Co-Founder, states: “Collaboration is key. By joining forces with New Tribe Capital and launching our Incubator Program, we’re setting a new standard for what’s possible in the Web3 domain.”

About Crewsphere

Crewsphere is at the forefront of bridging the gap between traditional web technologies and the decentralized future. Through education, support, and community-building, Crewsphere is committed to empowering developers, startups, and blockchain enthusiasts across India, making it a hub for Web3 innovation.

For more information, visit www.crewsphere.io.

7th edition of Peaklife Regatta 2024- splendid extravaganza of fashion & sailing

7th edition of Peaklife Regatta 2024- splendid extravaganza of fashion & sailing

The 7th edition of the PEAKLIFE Regatta 2024, presented by Samira Habitats, dazzled with signature panache, over the February 17th &18th weekend, brimming with glamour, excitement, and palpable energy. Against the stunning green backdrop of Alibag, the event had the perfect combination of fashion with Surily Goel’s show followed by the sailing competition that brought in a dynamic blend of skill, strategy, teamwork, and adrenaline-pumping action on the water.

On Day 1, In a first, the Mandwa jetty played ramp to ‘ISLA by Surily G” with 35 leggy, lithe models stalking across 250 feet of the runway against the blazing colours of the sunset that filled the skies, and the stunning Shanaya Kapoor as the showstopper. Celebrities graced the seats lining the jetty, marking a celebration of two decades for the label, Surily G. Sophie Choudry, Bhavna Pandey, Maheep Kapoor, Seema Sajdeh, Anil Agarwal, Yash and Avanti Birla, Prerna and Abhishek Kapoor, Shruti Seth, Danish Aslam, Kubbra Sait, Kailash and Aarti Surendranath, Malini Agarwal were seen toasting the evening, with Cyrus Sahukar at his wittiest best, playing compere.

Day 2 witnessed the spirit of adventure beckoned as the second day brought in a thrilling nautical journey, charting a course across the Arabian Sea. At The Royal Bombay Yacht Club, six teams – PEAKLIFE, HSBC, New Orleans, Samira Habitats, SWISS & ELE | NA, took to competitive sailing to vie for the coveted PEAKLIFE Regatta 2024 trophy.

Concluding the event, Parineeta Sethi, Chief Editor, PEAKLIFE magazine said, “Taking PEAKLIFE Regatta to the vistas of Alibag and making it larger than life is in keeping with our brand ethos – of being leading curators of lifestyle trends. A special thank you to all our partners, friends, and the entire PEAKLIFE team that made it happen seamlessly.”

Anoopama Mukerjee Director, Samira Habitats says “The sea, sun and sashaying models came together to to add an unbeatable sparkle – PEAKLIFE Regatta has made it happen and we are absolutely delighted to be a part of this fantastic event.”

Says Shubham Golash, Director (West) Wealth and Personal banking, HSBC, “We are delighted and honoured to continue our partnership with PEAKLIFE for the second consecutive year of the PEAKLIFE Regatta. PEAKLIFE consistently elevates the luxury experience at sea, and we are privileged to be part of this exceptional event.”

Sheema Vohra, Managing Director, Sartha Global Marketing LLP says, “PEAKLIFE knows how to throw a great party on the high seas. From fantastic food to lively entertainment and music, it was all about having a great time. Something that New Orleans is known for, making it a perfect partnership!”

Heidi Grimwood, Vice President, ELE|NA adds “Sailing high at prestigious gatherings like the PEAKLIFE Regatta and exclusive networking soirees allowed us to anchor directly with an elite crowd, unfurling the transformative sails of our wellness programs.”

Sng Ju Stephanie, Senior Manager, Global Marketing South Asia & Southeast Asia, Lufthansa Group, says, “SWISS is proud to be a partner of the PEAKLIFE Regatta, a beacon of luxury experiences and excellence. Our ongoing partnership aligns with the premium positioning of SWISS and this distinguished event. We thoroughly enjoyed the collaboration and thank PEAKLIFE for the wonderful experience.”

The PEAKLIFE Regatta 2024 epitomized elegance and exhilaration, a splendid extravaganza on the sea. A special mention of the invaluable support we received from Maharashtra Maritime Board, Mandwa Port, Mumbai Port Trust, and Raigad Police and Administration that made PEAKLIFE Regatta 2024 a resounding success.